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ACH (Automated Clearing House)

An Automated Clearing House (ACH) is a batch-processing electronic funds transfer network used to clear high-volume, low-value domestic retail transactions. In the United States, the ACH network is governed by Nacha and processes direct deposits, consumer bills, and B2B clearings.

Aliases: Automated Clearing House

Standards & Citations

  • 🌐 ISO 9362 / ISO 13616: International standards for financial identifiers (ISO OBP).
  • 🏢 SWIFT Registration Authority: Designated ISO registration authority (swift.com).
  • 📂 swiftbic.org Data Register: Provenance registry for bank code data (Data Sources).

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