BACECH22 — Banca del Ceresio SA
BACECH22 is the SWIFT/BIC code for Banca del Ceresio SA in Lugano, Switzerland — an 8-character head-office code under ISO 9362.
BACECH22 is the SWIFT/BIC code for Banca del Ceresio SA in Lugano, Switzerland. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Banca del Ceresio SA |
| Country | Switzerland (CH) |
| Location Code | 22 |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify BACECH22 in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code BACECH22 belong to?
The SWIFT code BACECH22 identifies Banca del Ceresio SA in Lugano, Switzerland. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code BACECH22 mean?
The 8 or 11 characters of BACECH22 are parsed as follows: characters 1-4 (BACE) represent the bank code for Banca del Ceresio SA; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (22) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code BACECH22 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) BACECH22 is registered under ISO 9362 and is active for routing interbank messages. Location characters '22' designate it as a primary active participant.
Can I use the head office code BACECH22 instead of BACECH22?
Yes. The 8-character code BACECH22 represents the primary headquarters of Banca del Ceresio SA. The 11-character code BACECH22 targets the head office directly. If the branch code is unknown, sending payments to BACECH22 (or BACECH22XXX) will route them to the main head office.
What is the physical address of the bank registered to BACECH22?
The physical address registered for BACECH22 is: VIA DELLA POSTA 7, 6901, Lugano, Switzerland. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the BACECH22 code in Switzerland?
The SWIFT code BACECH22 is used for international inbound wire transfers in Switzerland. Swiss clearings route via SIX Interbank Clearing and support EUR and CHF payments.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 SIX Interbank Clearing: The official administrator for Swiss bank identifiers and clearings.