BCITITMMCLS — INTESA SANPAOLO SPA
BCITITMMCLS is the SWIFT/BIC code for INTESA SANPAOLO SPA in MILANO, Italy — an 11-character branch code under ISO 9362.
BCITITMMCLS is the SWIFT/BIC code for INTESA SANPAOLO SPA in MILANO, Italy. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: BCITITMM
| Field | Value |
|---|---|
| Institution | INTESA SANPAOLO SPA |
| Country | Italy (IT) |
| Location Code | MM |
| Branch | CLS BUSINESS ONLY |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Related codes for this bank
Frequently asked questions
What bank does the SWIFT code BCITITMMCLS belong to?
The SWIFT code BCITITMMCLS identifies INTESA SANPAOLO SPA in MILANO, Italy. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code BCITITMMCLS mean?
The 8 or 11 characters of BCITITMMCLS are parsed as follows: characters 1-4 (BCIT) represent the bank code for INTESA SANPAOLO SPA; characters 5-6 (IT) indicate the country code for Italy; characters 7-8 (MM) specify the location code; and the final characters (CLS) designate the specific branch.
Is the BIC code BCITITMMCLS active on the SWIFT network?
Yes, the Business Identifier Code (BIC) BCITITMMCLS is registered under ISO 9362 and is active for routing interbank messages. Location characters 'MM' designate it as a primary active participant.
Can I use the head office code BCITITMM instead of BCITITMMCLS?
Yes. The 8-character code BCITITMM represents the primary headquarters of INTESA SANPAOLO SPA. The 11-character code BCITITMMCLS targets the specific branch directly. If the branch code is unknown, sending payments to BCITITMM (or BCITITMMXXX) will route them to the main head office.
What is the physical address of the bank registered to BCITITMMCLS?
The physical address registered for BCITITMMCLS is: 20100, MILANO, Italy. Verify this address matches your recipient's branch details before initiating a transaction.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).