BRLADE21VER — Kreissparkasse Verden

The SWIFT code BRLADE21VER identifies Kreissparkasse Verden in Germany. This branch code is used for cross-border payments and SWIFT network routing.

The 8 or 11 characters of BRLADE21VER are parsed as follows: characters 1-4 (BRLA) represent the bank code for Kreissparkasse Verden; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (21) specify the location code; and the final characters (VER) designate the specific branch.

BRLADE21VER is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for Kreissparkasse Verden in Germany. Our directory records for this country combine official registry data with an open community compilation, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.

Kreissparkasse Verden is registered in Germany. While specific street-level coordinates are not published for this record, payments route to its registered municipality in Germany.

An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to BRLADE21 forms the conventional head-office branch suffix; both formats route validly on the network.

BRLADE21VER identifies the VER branch of Kreissparkasse Verden in Germany. The branch code characters 'VER' target this specific clearing node directly within Kreissparkasse Verden's branch network.

SWIFT codes like BRLADE21VER identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.

Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.

International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.

When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.

No. BRLADE21VER is an international ISO 9362 SWIFT BIC. Domestic transfers in Germany clear through undefined under [object Object] oversight (primary currency: EUR). SWIFT BICs route cross-border transactions.

This record is sourced from the Deutsche Bundesbank BLZ directory (June 2026 release) and open community data. For full data provenance, see our Data Sources Register.

Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.