BYLADEM1SRS — Sparkasse Mittelfranken-Süd
BYLADEM1SRS is the SWIFT/BIC code for Sparkasse Mittelfranken-Süd in Germany — an 11-character branch code under ISO 9362.
BYLADEM1SRS is the SWIFT/BIC code for Sparkasse Mittelfranken-Süd in Germany. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Sparkasse Mittelfranken-Süd |
| Country | Germany (DE) |
| Location Code | M1 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code BYLADEM1SRS belong to?
The SWIFT code BYLADEM1SRS identifies Sparkasse Mittelfranken-Süd in Germany. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code BYLADEM1SRS mean?
The 8 or 11 characters of BYLADEM1SRS are parsed as follows: characters 1-4 (BYLA) represent the bank code for Sparkasse Mittelfranken-Süd; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (M1) specify the location code; and the final characters (SRS) designate the specific branch.
Is the BIC code BYLADEM1SRS active on the SWIFT network?
Yes, the Business Identifier Code (BIC) BYLADEM1SRS is registered under ISO 9362 and is active for routing interbank messages. Location characters 'M1' designate it as a primary active participant.
Can I use the head office code BYLADEM1 instead of BYLADEM1SRS?
Yes. The 8-character code BYLADEM1 represents the primary headquarters of Sparkasse Mittelfranken-Süd. The 11-character code BYLADEM1SRS targets the specific branch directly. If the branch code is unknown, sending payments to BYLADEM1 (or BYLADEM1XXX) will route them to the main head office.
What routing networks operate with the BYLADEM1SRS code in Germany?
The SWIFT code BYLADEM1SRS is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.