CAGYCH21XXX — Caisse d'Epargne de Nyon société coopérative
CAGYCH21XXX is the SWIFT/BIC code for Caisse d'Epargne de Nyon société coopérative in Nyon, Switzerland — an 11-character branch code under ISO 9362.
CAGYCH21XXX is the SWIFT/BIC code for Caisse d'Epargne de Nyon société coopérative in Nyon, Switzerland. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Caisse d'Epargne de Nyon société coopérative |
| Country | Switzerland (CH) |
| Location Code | 21 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code CAGYCH21XXX belong to?
The SWIFT code CAGYCH21XXX identifies Caisse d'Epargne de Nyon société coopérative in Nyon, Switzerland. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code CAGYCH21XXX mean?
The 8 or 11 characters of CAGYCH21XXX are parsed as follows: characters 1-4 (CAGY) represent the bank code for Caisse d'Epargne de Nyon société coopérative; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (21) specify the location code; and the final characters (XXX) designate the specific branch.
Is the BIC code CAGYCH21XXX active on the SWIFT network?
Yes, the Business Identifier Code (BIC) CAGYCH21XXX is registered under ISO 9362 and is active for routing interbank messages. Location characters '21' designate it as a primary active participant.
Can I use the head office code CAGYCH21 instead of CAGYCH21XXX?
Yes. The 8-character code CAGYCH21 represents the primary headquarters of Caisse d'Epargne de Nyon société coopérative. The 11-character code CAGYCH21XXX targets the specific branch directly. If the branch code is unknown, sending payments to CAGYCH21 (or CAGYCH21XXX) will route them to the main head office.
What routing networks operate with the CAGYCH21XXX code in Switzerland?
The SWIFT code CAGYCH21XXX is used for international inbound wire transfers in Switzerland. Swiss clearings route via SIX Interbank Clearing and support EUR and CHF payments.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 SIX Interbank Clearing: The official administrator for Swiss bank identifiers and clearings.