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CCRIES2A045 — CAIXA RURAL DE ALTEA CCV

CCRIES2A045 is the SWIFT/BIC code for CAIXA RURAL DE ALTEA CCV in ALTEA, Spain — an 11-character branch code under ISO 9362.

BIC breakdown (ISO 9362)

Bank CodeCCRIInstitution
CountryES🇪🇸 Spain
Location2ALocation Code
Branch045Branch

Head-office code: CCRIES2A

Facts
FieldValue
InstitutionCAIXA RURAL DE ALTEA CCV
CountrySpain (ES)
Location Code2A
BranchNone
Type11-character branch code (BIC11)

⚠️ Critical Money Transfer Warning (YMYL)

Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.

Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.

Verify CCRIES2A045 in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →

Frequently asked questions

What bank does the SWIFT code CCRIES2A045 belong to?

The SWIFT code CCRIES2A045 identifies CAIXA RURAL DE ALTEA CCV in ALTEA, Spain. This branch code is used for cross-border payments and SWIFT network routing.

What do the parts of the SWIFT code CCRIES2A045 mean?

The 8 or 11 characters of CCRIES2A045 are parsed as follows: characters 1-4 (CCRI) represent the bank code for CAIXA RURAL DE ALTEA CCV; characters 5-6 (ES) indicate the country code for Spain; characters 7-8 (2A) specify the location code; and the final characters (045) designate the specific branch.

Is CCRIES2A045 a valid SWIFT/BIC code?

CCRIES2A045 is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for CAIXA RURAL DE ALTEA CCV in ALTEA, Spain. Our directory records come from an open community compilation last updated in 2024, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.

What is the physical address of the bank registered to CCRIES2A045?

The physical address registered for CCRIES2A045 is: CALLE ALGAR 14, 03590, ALTEA, Spain. Verify this address matches your recipient's branch details before initiating a transaction.

What is the difference between an 8-character and an 11-character BIC?

An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to CCRIES2A forms the conventional head-office branch suffix; both formats route validly on the network.

Which branch does CCRIES2A045 identify?

CCRIES2A045 identifies the 045 branch of CAIXA RURAL DE ALTEA CCV in ALTEA, Spain. The branch code characters '045' target this specific clearing node directly within CAIXA RURAL DE ALTEA CCV's branch network.

Do I need an IBAN as well as CCRIES2A045?

SWIFT codes like CCRIES2A045 identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.

What happens if I use the wrong SWIFT/BIC code?

Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.

How long does a payment using CCRIES2A045 take to arrive?

International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.

Why does my payment need an intermediary or correspondent bank?

When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.

Is CCRIES2A045 the same as a domestic clearing code in Spain?

No. CCRIES2A045 is an international ISO 9362 SWIFT BIC. Domestic transfers in Spain clear through undefined under [object Object] oversight (primary currency: EUR). SWIFT BICs route cross-border transactions.

How current is the information on this page?

This record is sourced from an open community BIC compilation (2024 vintage). For full data provenance, see our Data Sources Register.

What should I do before sending money to this bank?

Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.

Sources & References

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