CITIZMLU — CITIBANK ZAMBIA LTD
CITIZMLU is the SWIFT/BIC code for CITIBANK ZAMBIA LTD in LUSAKA, Zambia — an 8-character head-office code under ISO 9362.
CITIZMLU is the SWIFT/BIC code for CITIBANK ZAMBIA LTD in LUSAKA, Zambia. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | CITIBANK ZAMBIA LTD |
| Country | Zambia (ZM) |
| Location Code | LU |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify CITIZMLU in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code CITIZMLU belong to?
The SWIFT code CITIZMLU identifies CITIBANK ZAMBIA LTD in LUSAKA, Zambia. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code CITIZMLU mean?
The 8 or 11 characters of CITIZMLU are parsed as follows: characters 1-4 (CITI) represent the bank code for CITIBANK ZAMBIA LTD; characters 5-6 (ZM) indicate the country code for Zambia; characters 7-8 (LU) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code CITIZMLU active on the SWIFT network?
Yes, the Business Identifier Code (BIC) CITIZMLU is registered under ISO 9362 and is active for routing interbank messages. Location characters 'LU' designate it as a primary active participant.
Can I use the head office code CITIZMLU instead of CITIZMLU?
Yes. The 8-character code CITIZMLU represents the primary headquarters of CITIBANK ZAMBIA LTD. The 11-character code CITIZMLU targets the head office directly. If the branch code is unknown, sending payments to CITIZMLU (or CITIZMLUXXX) will route them to the main head office.
What is the physical address of the bank registered to CITIZMLU?
The physical address registered for CITIZMLU is: CITIBANK HOUSE, STAND 4646 ADDIS ABABA ROUNDABOUT, 10101, LUSAKA, Zambia. Verify this address matches your recipient's branch details before initiating a transaction.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).