CLBTUS44 — CRYSTAL LAKE BANK AND TRUST CO., N.A.
CLBTUS44 is the SWIFT/BIC code for CRYSTAL LAKE BANK AND TRUST CO., N.A. in CRYSTAL LAKE, IL, United States — an 8-character head-office code under ISO 9362.
CLBTUS44 is the SWIFT/BIC code for CRYSTAL LAKE BANK AND TRUST CO., N.A. in CRYSTAL LAKE, IL, United States. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | CRYSTAL LAKE BANK AND TRUST CO., N.A. |
| Country | United States (US) |
| Location Code | 44 |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify CLBTUS44 in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code CLBTUS44 belong to?
The SWIFT code CLBTUS44 identifies CRYSTAL LAKE BANK AND TRUST CO., N.A. in CRYSTAL LAKE, IL, United States. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code CLBTUS44 mean?
The 8 or 11 characters of CLBTUS44 are parsed as follows: characters 1-4 (CLBT) represent the bank code for CRYSTAL LAKE BANK AND TRUST CO., N.A.; characters 5-6 (US) indicate the country code for United States; characters 7-8 (44) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code CLBTUS44 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) CLBTUS44 is registered under ISO 9362 and is active for routing interbank messages. Location characters '44' designate it as a primary active participant.
Can I use the head office code CLBTUS44 instead of CLBTUS44?
Yes. The 8-character code CLBTUS44 represents the primary headquarters of CRYSTAL LAKE BANK AND TRUST CO., N.A.. The 11-character code CLBTUS44 targets the head office directly. If the branch code is unknown, sending payments to CLBTUS44 (or CLBTUS44XXX) will route them to the main head office.
What is the physical address of the bank registered to CLBTUS44?
The physical address registered for CLBTUS44 is: 70 N WILLIAMS, 60014, CRYSTAL LAKE, IL, United States. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the CLBTUS44 code in United States?
The SWIFT code CLBTUS44 is used for international inbound wire transfers in the United States. US domestic transfers use 9-digit ABA routing numbers for ACH and Fedwire.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).