EKRUCH21XXX — Ersparniskasse Rüeggisberg Genossenschaft
EKRUCH21XXX is the SWIFT/BIC code for Ersparniskasse Rüeggisberg Genossenschaft in Rüeggisberg, Switzerland — an 11-character branch code under ISO 9362.
EKRUCH21XXX is the SWIFT/BIC code for Ersparniskasse Rüeggisberg Genossenschaft in Rüeggisberg, Switzerland. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Ersparniskasse Rüeggisberg Genossenschaft |
| Country | Switzerland (CH) |
| Location Code | 21 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code EKRUCH21XXX belong to?
The SWIFT code EKRUCH21XXX identifies Ersparniskasse Rüeggisberg Genossenschaft in Rüeggisberg, Switzerland. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code EKRUCH21XXX mean?
The 8 or 11 characters of EKRUCH21XXX are parsed as follows: characters 1-4 (EKRU) represent the bank code for Ersparniskasse Rüeggisberg Genossenschaft; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (21) specify the location code; and the final characters (XXX) designate the specific branch.
Is the BIC code EKRUCH21XXX active on the SWIFT network?
Yes, the Business Identifier Code (BIC) EKRUCH21XXX is registered under ISO 9362 and is active for routing interbank messages. Location characters '21' designate it as a primary active participant.
Can I use the head office code EKRUCH21 instead of EKRUCH21XXX?
Yes. The 8-character code EKRUCH21 represents the primary headquarters of Ersparniskasse Rüeggisberg Genossenschaft. The 11-character code EKRUCH21XXX targets the specific branch directly. If the branch code is unknown, sending payments to EKRUCH21 (or EKRUCH21XXX) will route them to the main head office.
What routing networks operate with the EKRUCH21XXX code in Switzerland?
The SWIFT code EKRUCH21XXX is used for international inbound wire transfers in Switzerland. Swiss clearings route via SIX Interbank Clearing and support EUR and CHF payments.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 SIX Interbank Clearing: The official administrator for Swiss bank identifiers and clearings.