ERSCCH21XXX — Ersparniskasse Speicher
ERSCCH21XXX is the SWIFT/BIC code for Ersparniskasse Speicher in Speicher, Switzerland — an 11-character branch code under ISO 9362.
ERSCCH21XXX is the SWIFT/BIC code for Ersparniskasse Speicher in Speicher, Switzerland. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Ersparniskasse Speicher |
| Country | Switzerland (CH) |
| Location Code | 21 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify ERSCCH21XXX in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code ERSCCH21XXX belong to?
The SWIFT code ERSCCH21XXX identifies Ersparniskasse Speicher in Speicher, Switzerland. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code ERSCCH21XXX mean?
The 8 or 11 characters of ERSCCH21XXX are parsed as follows: characters 1-4 (ERSC) represent the bank code for Ersparniskasse Speicher; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (21) specify the location code; and the final characters (XXX) designate the specific branch.
Is the BIC code ERSCCH21XXX active on the SWIFT network?
Yes, the Business Identifier Code (BIC) ERSCCH21XXX is registered under ISO 9362 and is active for routing interbank messages. Location characters '21' designate it as a primary active participant.
Can I use the head office code ERSCCH21 instead of ERSCCH21XXX?
Yes. The 8-character code ERSCCH21 represents the primary headquarters of Ersparniskasse Speicher. The 11-character code ERSCCH21XXX targets the specific branch directly. If the branch code is unknown, sending payments to ERSCCH21 (or ERSCCH21XXX) will route them to the main head office.
What routing networks operate with the ERSCCH21XXX code in Switzerland?
The SWIFT code ERSCCH21XXX is used for international inbound wire transfers in Switzerland. Swiss clearings route via SIX Interbank Clearing and support EUR and CHF payments.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 SIX Interbank Clearing: The official administrator for Swiss bank identifiers and clearings.