FTBMUS44CAP — FIRST HORIZON BANK
FTBMUS44CAP is the SWIFT/BIC code for FIRST HORIZON BANK in MEMPHIS, TN, United States — an 11-character branch code under ISO 9362.
FTBMUS44CAP is the SWIFT/BIC code for FIRST HORIZON BANK in MEMPHIS, TN, United States. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: FTBMUS44
| Field | Value |
|---|---|
| Institution | FIRST HORIZON BANK |
| Country | United States (US) |
| Location Code | 44 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Related codes for this bank
Frequently asked questions
What bank does the SWIFT code FTBMUS44CAP belong to?
The SWIFT code FTBMUS44CAP identifies FIRST HORIZON BANK in MEMPHIS, TN, United States. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code FTBMUS44CAP mean?
The 8 or 11 characters of FTBMUS44CAP are parsed as follows: characters 1-4 (FTBM) represent the bank code for FIRST HORIZON BANK; characters 5-6 (US) indicate the country code for United States; characters 7-8 (44) specify the location code; and the final characters (CAP) designate the specific branch.
Is the BIC code FTBMUS44CAP active on the SWIFT network?
Yes, the Business Identifier Code (BIC) FTBMUS44CAP is registered under ISO 9362 and is active for routing interbank messages. Location characters '44' designate it as a primary active participant.
Can I use the head office code FTBMUS44 instead of FTBMUS44CAP?
Yes. The 8-character code FTBMUS44 represents the primary headquarters of FIRST HORIZON BANK. The 11-character code FTBMUS44CAP targets the specific branch directly. If the branch code is unknown, sending payments to FTBMUS44 (or FTBMUS44XXX) will route them to the main head office.
What routing networks operate with the FTBMUS44CAP code in United States?
The SWIFT code FTBMUS44CAP is used for international inbound wire transfers in the United States. US domestic transfers use 9-digit ABA routing numbers for ACH and Fedwire.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).