GENODEF1S04 — Sparda-Bank München
GENODEF1S04 is the SWIFT/BIC code for Sparda-Bank München in Germany — an 11-character branch code under ISO 9362.
GENODEF1S04 is the SWIFT/BIC code for Sparda-Bank München in Germany. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Sparda-Bank München |
| Country | Germany (DE) |
| Location Code | F1 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code GENODEF1S04 belong to?
The SWIFT code GENODEF1S04 identifies Sparda-Bank München in Germany. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code GENODEF1S04 mean?
The 8 or 11 characters of GENODEF1S04 are parsed as follows: characters 1-4 (GENO) represent the bank code for Sparda-Bank München; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (F1) specify the location code; and the final characters (S04) designate the specific branch.
Is the BIC code GENODEF1S04 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) GENODEF1S04 is registered under ISO 9362 and is active for routing interbank messages. Location characters 'F1' designate it as a primary active participant.
Can I use the head office code GENODEF1 instead of GENODEF1S04?
Yes. The 8-character code GENODEF1 represents the primary headquarters of Sparda-Bank München. The 11-character code GENODEF1S04 targets the specific branch directly. If the branch code is unknown, sending payments to GENODEF1 (or GENODEF1XXX) will route them to the main head office.
What routing networks operate with the GENODEF1S04 code in Germany?
The SWIFT code GENODEF1S04 is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.