HBBAMEPG — HIPOTEKARNA BANKA AD
HBBAMEPG is the SWIFT/BIC code for HIPOTEKARNA BANKA AD in PODGORICA, Montenegro — an 8-character head-office code under ISO 9362.
HBBAMEPG is the SWIFT/BIC code for HIPOTEKARNA BANKA AD in PODGORICA, Montenegro. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | HIPOTEKARNA BANKA AD |
| Country | Montenegro (ME) |
| Location Code | PG |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code HBBAMEPG belong to?
The SWIFT code HBBAMEPG identifies HIPOTEKARNA BANKA AD in PODGORICA, Montenegro. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code HBBAMEPG mean?
The 8 or 11 characters of HBBAMEPG are parsed as follows: characters 1-4 (HBBA) represent the bank code for HIPOTEKARNA BANKA AD; characters 5-6 (ME) indicate the country code for Montenegro; characters 7-8 (PG) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code HBBAMEPG active on the SWIFT network?
Yes, the Business Identifier Code (BIC) HBBAMEPG is registered under ISO 9362 and is active for routing interbank messages. Location characters 'PG' designate it as a primary active participant.
Can I use the head office code HBBAMEPG instead of HBBAMEPG?
Yes. The 8-character code HBBAMEPG represents the primary headquarters of HIPOTEKARNA BANKA AD. The 11-character code HBBAMEPG targets the head office directly. If the branch code is unknown, sending payments to HBBAMEPG (or HBBAMEPGXXX) will route them to the main head office.
What is the physical address of the bank registered to HBBAMEPG?
The physical address registered for HBBAMEPG is: JOSIPA BROZA TITA 67, ROKSPED, 81000, PODGORICA, Montenegro. Verify this address matches your recipient's branch details before initiating a transaction.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).