HELADEF1ALT — Sparkasse Altenburger Land
HELADEF1ALT is the SWIFT/BIC code for Sparkasse Altenburger Land in Germany — an 11-character branch code under ISO 9362.
HELADEF1ALT is the SWIFT/BIC code for Sparkasse Altenburger Land in Germany. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Sparkasse Altenburger Land |
| Country | Germany (DE) |
| Location Code | F1 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code HELADEF1ALT belong to?
The SWIFT code HELADEF1ALT identifies Sparkasse Altenburger Land in Germany. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code HELADEF1ALT mean?
The 8 or 11 characters of HELADEF1ALT are parsed as follows: characters 1-4 (HELA) represent the bank code for Sparkasse Altenburger Land; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (F1) specify the location code; and the final characters (ALT) designate the specific branch.
Is the BIC code HELADEF1ALT active on the SWIFT network?
Yes, the Business Identifier Code (BIC) HELADEF1ALT is registered under ISO 9362 and is active for routing interbank messages. Location characters 'F1' designate it as a primary active participant.
Can I use the head office code HELADEF1 instead of HELADEF1ALT?
Yes. The 8-character code HELADEF1 represents the primary headquarters of Sparkasse Altenburger Land. The 11-character code HELADEF1ALT targets the specific branch directly. If the branch code is unknown, sending payments to HELADEF1 (or HELADEF1XXX) will route them to the main head office.
What routing networks operate with the HELADEF1ALT code in Germany?
The SWIFT code HELADEF1ALT is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.