HFCMSLFR — COMMERCE AND MORTGAGE BANK (SL) PLC
HFCMSLFR is the SWIFT/BIC code for COMMERCE AND MORTGAGE BANK (SL) PLC in FREETOWN, Sierra Leone — an 8-character head-office code under ISO 9362.
HFCMSLFR is the SWIFT/BIC code for COMMERCE AND MORTGAGE BANK (SL) PLC in FREETOWN, Sierra Leone. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | COMMERCE AND MORTGAGE BANK (SL) PLC |
| Country | Sierra Leone (SL) |
| Location Code | FR |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code HFCMSLFR belong to?
The SWIFT code HFCMSLFR identifies COMMERCE AND MORTGAGE BANK (SL) PLC in FREETOWN, Sierra Leone. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code HFCMSLFR mean?
The 8 or 11 characters of HFCMSLFR are parsed as follows: characters 1-4 (HFCM) represent the bank code for COMMERCE AND MORTGAGE BANK (SL) PLC; characters 5-6 (SL) indicate the country code for Sierra Leone; characters 7-8 (FR) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code HFCMSLFR active on the SWIFT network?
Yes, the Business Identifier Code (BIC) HFCMSLFR is registered under ISO 9362 and is active for routing interbank messages. Location characters 'FR' designate it as a primary active participant.
Can I use the head office code HFCMSLFR instead of HFCMSLFR?
Yes. The 8-character code HFCMSLFR represents the primary headquarters of COMMERCE AND MORTGAGE BANK (SL) PLC. The 11-character code HFCMSLFR targets the head office directly. If the branch code is unknown, sending payments to HFCMSLFR (or HFCMSLFRXXX) will route them to the main head office.
What is the physical address of the bank registered to HFCMSLFR?
The physical address registered for HFCMSLFR is: 30 LIVERPOOL STREET, FREETOWN, Sierra Leone. Verify this address matches your recipient's branch details before initiating a transaction.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).