HPCBAU42 — HERITAGE AND PEOPLE'S CHOICE LIMITED
HPCBAU42 is the SWIFT/BIC code for HERITAGE AND PEOPLE'S CHOICE LIMITED in TOOWOOMBA, Australia — an 8-character head-office code under ISO 9362.
HPCBAU42 is the SWIFT/BIC code for HERITAGE AND PEOPLE'S CHOICE LIMITED in TOOWOOMBA, Australia. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | HERITAGE AND PEOPLE'S CHOICE LIMITED |
| Country | Australia (AU) |
| Location Code | 42 |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Related codes for this bank
Frequently asked questions
What bank does the SWIFT code HPCBAU42 belong to?
The SWIFT code HPCBAU42 identifies HERITAGE AND PEOPLE'S CHOICE LIMITED in TOOWOOMBA, Australia. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code HPCBAU42 mean?
The 8 or 11 characters of HPCBAU42 are parsed as follows: characters 1-4 (HPCB) represent the bank code for HERITAGE AND PEOPLE'S CHOICE LIMITED; characters 5-6 (AU) indicate the country code for Australia; characters 7-8 (42) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code HPCBAU42 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) HPCBAU42 is registered under ISO 9362 and is active for routing interbank messages. Location characters '42' designate it as a primary active participant.
Can I use the head office code HPCBAU42 instead of HPCBAU42?
Yes. The 8-character code HPCBAU42 represents the primary headquarters of HERITAGE AND PEOPLE'S CHOICE LIMITED. The 11-character code HPCBAU42 targets the head office directly. If the branch code is unknown, sending payments to HPCBAU42 (or HPCBAU42XXX) will route them to the main head office.
What is the physical address of the bank registered to HPCBAU42?
The physical address registered for HPCBAU42 is: FLOOR 6, 400 RUTHVEN STREET, 4350, TOOWOOMBA, Australia. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the HPCBAU42 code in Australia?
The SWIFT code HPCBAU42 is used for international inbound wire transfers in Australia. Domestic payments use 6-digit BSB numbers; SWIFT is reserved for cross-border wires.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).