HYVEDEMM643 — UniCredit Bank - HypoVereinsbank
HYVEDEMM643 is the SWIFT/BIC code for UniCredit Bank - HypoVereinsbank in BAD TOELZ, Germany — an 11-character branch code under ISO 9362.
HYVEDEMM643 is the SWIFT/BIC code for UniCredit Bank - HypoVereinsbank in BAD TOELZ, Germany. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: HYVEDEMM
| Field | Value |
|---|---|
| Institution | UniCredit Bank - HypoVereinsbank |
| Country | Germany (DE) |
| Location Code | MM |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code HYVEDEMM643 belong to?
The SWIFT code HYVEDEMM643 identifies UniCredit Bank - HypoVereinsbank in BAD TOELZ, Germany. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code HYVEDEMM643 mean?
The 8 or 11 characters of HYVEDEMM643 are parsed as follows: characters 1-4 (HYVE) represent the bank code for UniCredit Bank - HypoVereinsbank; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (MM) specify the location code; and the final characters (643) designate the specific branch.
Is the BIC code HYVEDEMM643 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) HYVEDEMM643 is registered under ISO 9362 and is active for routing interbank messages. Location characters 'MM' designate it as a primary active participant.
Can I use the head office code HYVEDEMM instead of HYVEDEMM643?
Yes. The 8-character code HYVEDEMM represents the primary headquarters of UniCredit Bank - HypoVereinsbank. The 11-character code HYVEDEMM643 targets the specific branch directly. If the branch code is unknown, sending payments to HYVEDEMM (or HYVEDEMMXXX) will route them to the main head office.
What is the physical address of the bank registered to HYVEDEMM643?
The physical address registered for HYVEDEMM643 is: 83646, BAD TOELZ, Germany. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the HYVEDEMM643 code in Germany?
The SWIFT code HYVEDEMM643 is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.