MALADE51KOB — Sparkasse Koblenz
MALADE51KOB is the SWIFT/BIC code for Sparkasse Koblenz in Germany — an 11-character branch code under ISO 9362.
MALADE51KOB is the SWIFT/BIC code for Sparkasse Koblenz in Germany. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Sparkasse Koblenz |
| Country | Germany (DE) |
| Location Code | 51 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code MALADE51KOB belong to?
The SWIFT code MALADE51KOB identifies Sparkasse Koblenz in Germany. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code MALADE51KOB mean?
The 8 or 11 characters of MALADE51KOB are parsed as follows: characters 1-4 (MALA) represent the bank code for Sparkasse Koblenz; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (51) specify the location code; and the final characters (KOB) designate the specific branch.
Is the BIC code MALADE51KOB active on the SWIFT network?
Yes, the Business Identifier Code (BIC) MALADE51KOB is registered under ISO 9362 and is active for routing interbank messages. Location characters '51' designate it as a primary active participant.
Can I use the head office code MALADE51 instead of MALADE51KOB?
Yes. The 8-character code MALADE51 represents the primary headquarters of Sparkasse Koblenz. The 11-character code MALADE51KOB targets the specific branch directly. If the branch code is unknown, sending payments to MALADE51 (or MALADE51XXX) will route them to the main head office.
What routing networks operate with the MALADE51KOB code in Germany?
The SWIFT code MALADE51KOB is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.