MERZDE55 — Sparkasse Merzig-Wadern
MERZDE55 is the SWIFT/BIC code for Sparkasse Merzig-Wadern in MERZIG, Germany — an 8-character head-office code under ISO 9362.
MERZDE55 is the SWIFT/BIC code for Sparkasse Merzig-Wadern in MERZIG, Germany. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Sparkasse Merzig-Wadern |
| Country | Germany (DE) |
| Location Code | 55 |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify MERZDE55 in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code MERZDE55 belong to?
The SWIFT code MERZDE55 identifies Sparkasse Merzig-Wadern in MERZIG, Germany. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code MERZDE55 mean?
The 8 or 11 characters of MERZDE55 are parsed as follows: characters 1-4 (MERZ) represent the bank code for Sparkasse Merzig-Wadern; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (55) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code MERZDE55 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) MERZDE55 is registered under ISO 9362 and is active for routing interbank messages. Location characters '55' designate it as a primary active participant.
Can I use the head office code MERZDE55 instead of MERZDE55?
Yes. The 8-character code MERZDE55 represents the primary headquarters of Sparkasse Merzig-Wadern. The 11-character code MERZDE55 targets the head office directly. If the branch code is unknown, sending payments to MERZDE55 (or MERZDE55XXX) will route them to the main head office.
What is the physical address of the bank registered to MERZDE55?
The physical address registered for MERZDE55 is: SCHANKSTRASSE 7-13, 66663, MERZIG, Germany. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the MERZDE55 code in Germany?
The SWIFT code MERZDE55 is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.