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MIDBEGCXACC — MIDBANK

MIDBEGCXACC is the SWIFT/BIC code for MIDBANK in GIZA, Egypt — an 11-character branch code under ISO 9362.

BIC breakdown (ISO 9362)

Bank CodeMIDBInstitution
CountryEG🇪🇬 Egypt
LocationCXLocation Code
BranchACCACCOUNTING DEPT.

Head-office code: MIDBEGCX

Facts
FieldValue
InstitutionMIDBANK
CountryEgypt (EG)
Location CodeCX
BranchACCOUNTING DEPT.
Type11-character branch code (BIC11)

⚠️ Critical Money Transfer Warning (YMYL)

Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.

Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.

Verify MIDBEGCXACC in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →

Related codes for this bank

MIDBEGCXRAM · 10TH OF RAMADANMIDBEGCXUNV · 6TH OF OCTOBERMIDBEGCXOCT · 6TH OF OCTOBERMIDBEGCXALX · ALEXANDRIAMIDBEGCXBNS · BENI SUEFMIDBEGCXADL · CAIROMIDBEGCXHLP · CAIROMIDBEGCXMAD · CAIRO

Frequently asked questions

What bank does the SWIFT code MIDBEGCXACC belong to?

The SWIFT code MIDBEGCXACC identifies MIDBANK in GIZA, Egypt. This branch code is used for cross-border payments and SWIFT network routing.

What do the parts of the SWIFT code MIDBEGCXACC mean?

The 8 or 11 characters of MIDBEGCXACC are parsed as follows: characters 1-4 (MIDB) represent the bank code for MIDBANK; characters 5-6 (EG) indicate the country code for Egypt; characters 7-8 (CX) specify the location code; and the final characters (ACC) designate the specific branch.

Is MIDBEGCXACC a valid SWIFT/BIC code?

MIDBEGCXACC is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for MIDBANK in GIZA, Egypt. Our directory records come from an open community compilation last updated in 2024, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.

What is the physical address of the bank registered to MIDBEGCXACC?

The physical address registered for MIDBEGCXACC is: NILE TOWER, 21 CHARLES DE GAULLE AVENUE, 12612, GIZA, Egypt. Verify this address matches your recipient's branch details before initiating a transaction.

What is the difference between an 8-character and an 11-character BIC?

An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to MIDBEGCX forms the conventional head-office branch suffix; both formats route validly on the network.

Which branch does MIDBEGCXACC identify?

MIDBEGCXACC identifies the ACC branch of MIDBANK in GIZA, Egypt. The branch code characters 'ACC' target this specific clearing node directly within MIDBANK's branch network.

Do I need an IBAN as well as MIDBEGCXACC?

SWIFT codes like MIDBEGCXACC identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.

What happens if I use the wrong SWIFT/BIC code?

Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.

How long does a payment using MIDBEGCXACC take to arrive?

International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.

Why does my payment need an intermediary or correspondent bank?

When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.

How does MIDBEGCXACC interact with local payments in Egypt?

MIDBEGCXACC routes international cross-border transfers. Domestic clearing arrangements vary in Egypt; confirm with the beneficiary bank before sending funds. SWIFT/BIC codes handle international wire entry.

How current is the information on this page?

This record is sourced from an open community BIC compilation (2024 vintage). For full data provenance, see our Data Sources Register.

What should I do before sending money to this bank?

Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.

Sources & References

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