RAIFCH22C32 — Raiffeisenbank Obwalden
RAIFCH22C32 is the SWIFT/BIC code for Raiffeisenbank Obwalden in Sachseln, Switzerland — an 11-character branch code under ISO 9362.
RAIFCH22C32 is the SWIFT/BIC code for Raiffeisenbank Obwalden in Sachseln, Switzerland. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: RAIFCH22
| Field | Value |
|---|---|
| Institution | Raiffeisenbank Obwalden |
| Country | Switzerland (CH) |
| Location Code | 22 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code RAIFCH22C32 belong to?
The SWIFT code RAIFCH22C32 identifies Raiffeisenbank Obwalden in Sachseln, Switzerland. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code RAIFCH22C32 mean?
The 8 or 11 characters of RAIFCH22C32 are parsed as follows: characters 1-4 (RAIF) represent the bank code for Raiffeisenbank Obwalden; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (22) specify the location code; and the final characters (C32) designate the specific branch.
Is the BIC code RAIFCH22C32 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) RAIFCH22C32 is registered under ISO 9362 and is active for routing interbank messages. Location characters '22' designate it as a primary active participant.
Can I use the head office code RAIFCH22 instead of RAIFCH22C32?
Yes. The 8-character code RAIFCH22 represents the primary headquarters of Raiffeisenbank Obwalden. The 11-character code RAIFCH22C32 targets the specific branch directly. If the branch code is unknown, sending payments to RAIFCH22 (or RAIFCH22XXX) will route them to the main head office.
What is the physical address of the bank registered to RAIFCH22C32?
The physical address registered for RAIFCH22C32 is: BRUENIGSTRASSE 97, 6072, Sachseln, Switzerland. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the RAIFCH22C32 code in Switzerland?
The SWIFT code RAIFCH22C32 is used for international inbound wire transfers in Switzerland. Swiss clearings route via SIX Interbank Clearing and support EUR and CHF payments.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 SIX Interbank Clearing: The official administrator for Swiss bank identifiers and clearings.