RAIFCH22C87 — Raiffeisenbank Obertoggenburg
RAIFCH22C87 is the SWIFT/BIC code for Raiffeisenbank Obertoggenburg in Nesslau, Switzerland — an 11-character branch code under ISO 9362.
RAIFCH22C87 is the SWIFT/BIC code for Raiffeisenbank Obertoggenburg in Nesslau, Switzerland. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: RAIFCH22
| Field | Value |
|---|---|
| Institution | Raiffeisenbank Obertoggenburg |
| Country | Switzerland (CH) |
| Location Code | 22 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code RAIFCH22C87 belong to?
The SWIFT code RAIFCH22C87 identifies Raiffeisenbank Obertoggenburg in Nesslau, Switzerland. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code RAIFCH22C87 mean?
The 8 or 11 characters of RAIFCH22C87 are parsed as follows: characters 1-4 (RAIF) represent the bank code for Raiffeisenbank Obertoggenburg; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (22) specify the location code; and the final characters (C87) designate the specific branch.
Is the BIC code RAIFCH22C87 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) RAIFCH22C87 is registered under ISO 9362 and is active for routing interbank messages. Location characters '22' designate it as a primary active participant.
Can I use the head office code RAIFCH22 instead of RAIFCH22C87?
Yes. The 8-character code RAIFCH22 represents the primary headquarters of Raiffeisenbank Obertoggenburg. The 11-character code RAIFCH22C87 targets the specific branch directly. If the branch code is unknown, sending payments to RAIFCH22 (or RAIFCH22XXX) will route them to the main head office.
What is the physical address of the bank registered to RAIFCH22C87?
The physical address registered for RAIFCH22C87 is: TOGGENBURGERSTRASSE 29, NEU ST.JOHANN, 9652, Nesslau, Switzerland. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the RAIFCH22C87 code in Switzerland?
The SWIFT code RAIFCH22C87 is used for international inbound wire transfers in Switzerland. Swiss clearings route via SIX Interbank Clearing and support EUR and CHF payments.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 SIX Interbank Clearing: The official administrator for Swiss bank identifiers and clearings.