ROYCUS3M — ROYAL BANK OF CANADA
ROYCUS3M is the SWIFT/BIC code for ROYAL BANK OF CANADA in NEW YORK, NY, United States — an 8-character head-office code under ISO 9362.
ROYCUS3M is the SWIFT/BIC code for ROYAL BANK OF CANADA in NEW YORK, NY, United States. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | ROYAL BANK OF CANADA |
| Country | United States (US) |
| Location Code | 3M |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify ROYCUS3M in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code ROYCUS3M belong to?
The SWIFT code ROYCUS3M identifies ROYAL BANK OF CANADA in NEW YORK, NY, United States. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code ROYCUS3M mean?
The 8 or 11 characters of ROYCUS3M are parsed as follows: characters 1-4 (ROYC) represent the bank code for ROYAL BANK OF CANADA; characters 5-6 (US) indicate the country code for United States; characters 7-8 (3M) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code ROYCUS3M active on the SWIFT network?
Yes, the Business Identifier Code (BIC) ROYCUS3M is registered under ISO 9362 and is active for routing interbank messages. Location characters '3M' designate it as a primary active participant.
Can I use the head office code ROYCUS3M instead of ROYCUS3M?
Yes. The 8-character code ROYCUS3M represents the primary headquarters of ROYAL BANK OF CANADA. The 11-character code ROYCUS3M targets the head office directly. If the branch code is unknown, sending payments to ROYCUS3M (or ROYCUS3MXXX) will route them to the main head office.
What is the physical address of the bank registered to ROYCUS3M?
The physical address registered for ROYCUS3M is: 1211 AVENUE OF THE AMERICAS, SUITE, 2903, 10036, NEW YORK, NY, United States. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the ROYCUS3M code in United States?
The SWIFT code ROYCUS3M is used for international inbound wire transfers in the United States. US domestic transfers use 9-digit ABA routing numbers for ACH and Fedwire.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).