SPBKDE77 — SPARDA-BANK OSTBAYERN EG
SPBKDE77 is the SWIFT/BIC code for SPARDA-BANK OSTBAYERN EG in REGENSBURG, Germany — an 8-character head-office code under ISO 9362.
SPBKDE77 is the SWIFT/BIC code for SPARDA-BANK OSTBAYERN EG in REGENSBURG, Germany. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | SPARDA-BANK OSTBAYERN EG |
| Country | Germany (DE) |
| Location Code | 77 |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Related codes for this bank
Frequently asked questions
What bank does the SWIFT code SPBKDE77 belong to?
The SWIFT code SPBKDE77 identifies SPARDA-BANK OSTBAYERN EG in REGENSBURG, Germany. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code SPBKDE77 mean?
The 8 or 11 characters of SPBKDE77 are parsed as follows: characters 1-4 (SPBK) represent the bank code for SPARDA-BANK OSTBAYERN EG; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (77) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code SPBKDE77 active on the SWIFT network?
Yes, the Business Identifier Code (BIC) SPBKDE77 is registered under ISO 9362 and is active for routing interbank messages. Location characters '77' designate it as a primary active participant.
Can I use the head office code SPBKDE77 instead of SPBKDE77?
Yes. The 8-character code SPBKDE77 represents the primary headquarters of SPARDA-BANK OSTBAYERN EG. The 11-character code SPBKDE77 targets the head office directly. If the branch code is unknown, sending payments to SPBKDE77 (or SPBKDE77XXX) will route them to the main head office.
What is the physical address of the bank registered to SPBKDE77?
The physical address registered for SPBKDE77 is: BAHNHOFSTRASSE 5, 93047, REGENSBURG, Germany. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the SPBKDE77 code in Germany?
The SWIFT code SPBKDE77 is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.