SPNGAT21XXX — Sparkasse Neunkirchen
SPNGAT21XXX is the SWIFT/BIC code for Sparkasse Neunkirchen in Neunkirchen/ NÖ, Austria — an 11-character branch code under ISO 9362.
SPNGAT21XXX is the SWIFT/BIC code for Sparkasse Neunkirchen in Neunkirchen/ NÖ, Austria. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Sparkasse Neunkirchen |
| Country | Austria (AT) |
| Location Code | 21 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify SPNGAT21XXX in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code SPNGAT21XXX belong to?
The SWIFT code SPNGAT21XXX identifies Sparkasse Neunkirchen in Neunkirchen/ NÖ, Austria. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code SPNGAT21XXX mean?
The 8 or 11 characters of SPNGAT21XXX are parsed as follows: characters 1-4 (SPNG) represent the bank code for Sparkasse Neunkirchen; characters 5-6 (AT) indicate the country code for Austria; characters 7-8 (21) specify the location code; and the final characters (XXX) designate the specific branch.
Is the BIC code SPNGAT21XXX active on the SWIFT network?
Yes, the Business Identifier Code (BIC) SPNGAT21XXX is registered under ISO 9362 and is active for routing interbank messages. Location characters '21' designate it as a primary active participant.
Can I use the head office code SPNGAT21 instead of SPNGAT21XXX?
Yes. The 8-character code SPNGAT21 represents the primary headquarters of Sparkasse Neunkirchen. The 11-character code SPNGAT21XXX targets the specific branch directly. If the branch code is unknown, sending payments to SPNGAT21 (or SPNGAT21XXX) will route them to the main head office.
What routing networks operate with the SPNGAT21XXX code in Austria?
The SWIFT code SPNGAT21XXX is used for international inbound wire transfers in Austria. Austrian banks clear EUR payments via the SEPA directory.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Oesterreichische Nationalbank (OeNB): Austrian central bank payment directories and routing.