SPSHDE31XXX — Stadtsparkasse Sprockhövel -alt-
SPSHDE31XXX is the SWIFT/BIC code for Stadtsparkasse Sprockhövel -alt- in Germany — an 11-character branch code under ISO 9362.
SPSHDE31XXX is the SWIFT/BIC code for Stadtsparkasse Sprockhövel -alt- in Germany. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | Stadtsparkasse Sprockhövel -alt- |
| Country | Germany (DE) |
| Location Code | 31 |
| Branch | None |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code SPSHDE31XXX belong to?
The SWIFT code SPSHDE31XXX identifies Stadtsparkasse Sprockhövel -alt- in Germany. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code SPSHDE31XXX mean?
The 8 or 11 characters of SPSHDE31XXX are parsed as follows: characters 1-4 (SPSH) represent the bank code for Stadtsparkasse Sprockhövel -alt-; characters 5-6 (DE) indicate the country code for Germany; characters 7-8 (31) specify the location code; and the final characters (XXX) designate the specific branch.
Is the BIC code SPSHDE31XXX active on the SWIFT network?
Yes, the Business Identifier Code (BIC) SPSHDE31XXX is registered under ISO 9362 and is active for routing interbank messages. Location characters '31' designate it as a primary active participant.
Can I use the head office code SPSHDE31 instead of SPSHDE31XXX?
Yes. The 8-character code SPSHDE31 represents the primary headquarters of Stadtsparkasse Sprockhövel -alt-. The 11-character code SPSHDE31XXX targets the specific branch directly. If the branch code is unknown, sending payments to SPSHDE31 (or SPSHDE31XXX) will route them to the main head office.
What routing networks operate with the SPSHDE31XXX code in Germany?
The SWIFT code SPSHDE31XXX is used for international inbound wire transfers in Germany. It operates alongside the SEPA network, requiring the BIC to be paired with a 22-character IBAN.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).
- 🏦 Deutsche Bundesbank: Official German central bank directory release for routing and clearings.