TCZBMEPG — ZIRAAT BANK MONTENEGRO
TCZBMEPG is the SWIFT/BIC code for ZIRAAT BANK MONTENEGRO in PODGORICA, Montenegro — an 8-character head-office code under ISO 9362.
TCZBMEPG is the SWIFT/BIC code for ZIRAAT BANK MONTENEGRO in PODGORICA, Montenegro. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | ZIRAAT BANK MONTENEGRO |
| Country | Montenegro (ME) |
| Location Code | PG |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify TCZBMEPG in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code TCZBMEPG belong to?
The SWIFT code TCZBMEPG identifies ZIRAAT BANK MONTENEGRO in PODGORICA, Montenegro. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code TCZBMEPG mean?
The 8 or 11 characters of TCZBMEPG are parsed as follows: characters 1-4 (TCZB) represent the bank code for ZIRAAT BANK MONTENEGRO; characters 5-6 (ME) indicate the country code for Montenegro; characters 7-8 (PG) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code TCZBMEPG active on the SWIFT network?
Yes, the Business Identifier Code (BIC) TCZBMEPG is registered under ISO 9362 and is active for routing interbank messages. Location characters 'PG' designate it as a primary active participant.
Can I use the head office code TCZBMEPG instead of TCZBMEPG?
Yes. The 8-character code TCZBMEPG represents the primary headquarters of ZIRAAT BANK MONTENEGRO. The 11-character code TCZBMEPG targets the head office directly. If the branch code is unknown, sending payments to TCZBMEPG (or TCZBMEPGXXX) will route them to the main head office.
What is the physical address of the bank registered to TCZBMEPG?
The physical address registered for TCZBMEPG is: ULICA SLOBODE 17, FLOOR 2, 81000, PODGORICA, Montenegro. Verify this address matches your recipient's branch details before initiating a transaction.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).