UCJAES2MGAR — UNICAJA BANCO, S.A.
UCJAES2MGAR is the SWIFT/BIC code for UNICAJA BANCO, S.A. in MADRID, Spain — an 11-character branch code under ISO 9362.
UCJAES2MGAR is the SWIFT/BIC code for UNICAJA BANCO, S.A. in MADRID, Spain. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: UCJAES2M
| Field | Value |
|---|---|
| Institution | UNICAJA BANCO, S.A. |
| Country | Spain (ES) |
| Location Code | 2M |
| Branch | CTA GARANTIA |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
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Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Frequently asked questions
What bank does the SWIFT code UCJAES2MGAR belong to?
The SWIFT code UCJAES2MGAR identifies UNICAJA BANCO, S.A. in MADRID, Spain. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code UCJAES2MGAR mean?
The 8 or 11 characters of UCJAES2MGAR are parsed as follows: characters 1-4 (UCJA) represent the bank code for UNICAJA BANCO, S.A.; characters 5-6 (ES) indicate the country code for Spain; characters 7-8 (2M) specify the location code; and the final characters (GAR) designate the specific branch.
Is the BIC code UCJAES2MGAR active on the SWIFT network?
Yes, the Business Identifier Code (BIC) UCJAES2MGAR is registered under ISO 9362 and is active for routing interbank messages. Location characters '2M' designate it as a primary active participant.
Can I use the head office code UCJAES2M instead of UCJAES2MGAR?
Yes. The 8-character code UCJAES2M represents the primary headquarters of UNICAJA BANCO, S.A.. The 11-character code UCJAES2MGAR targets the specific branch directly. If the branch code is unknown, sending payments to UCJAES2M (or UCJAES2MXXX) will route them to the main head office.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).