UNHGUS4M — UNITEDHEALTH GROUP
UNHGUS4M is the SWIFT/BIC code for UNITEDHEALTH GROUP in MINNETONKA, MN, United States — an 8-character head-office code under ISO 9362.
UNHGUS4M is the SWIFT/BIC code for UNITEDHEALTH GROUP in MINNETONKA, MN, United States. It is an 8-character head-office identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | UNITEDHEALTH GROUP |
| Country | United States (US) |
| Location Code | 4M |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Related codes for this bank
Frequently asked questions
What bank does the SWIFT code UNHGUS4M belong to?
The SWIFT code UNHGUS4M identifies UNITEDHEALTH GROUP in MINNETONKA, MN, United States. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code UNHGUS4M mean?
The 8 or 11 characters of UNHGUS4M are parsed as follows: characters 1-4 (UNHG) represent the bank code for UNITEDHEALTH GROUP; characters 5-6 (US) indicate the country code for United States; characters 7-8 (4M) specify the location code; and the final characters (—) designate the specific branch.
Is the BIC code UNHGUS4M active on the SWIFT network?
Yes, the Business Identifier Code (BIC) UNHGUS4M is registered under ISO 9362 and is active for routing interbank messages. Location characters '4M' designate it as a primary active participant.
Can I use the head office code UNHGUS4M instead of UNHGUS4M?
Yes. The 8-character code UNHGUS4M represents the primary headquarters of UNITEDHEALTH GROUP. The 11-character code UNHGUS4M targets the head office directly. If the branch code is unknown, sending payments to UNHGUS4M (or UNHGUS4MXXX) will route them to the main head office.
What is the physical address of the bank registered to UNHGUS4M?
The physical address registered for UNHGUS4M is: 9900 BREN ROAD EAST, 55343, MINNETONKA, MN, United States. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the UNHGUS4M code in United States?
The SWIFT code UNHGUS4M is used for international inbound wire transfers in the United States. US domestic transfers use 9-digit ABA routing numbers for ACH and Fedwire.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).