UTBIINBBKGK — PUNJAB NATIONAL BANK (E-UBI)
UTBIINBBKGK is the SWIFT/BIC code for PUNJAB NATIONAL BANK (E-UBI) in KARIMGANJ, India — an 11-character branch code under ISO 9362.
UTBIINBBKGK is the SWIFT/BIC code for PUNJAB NATIONAL BANK (E-UBI) in KARIMGANJ, India. It is an 11-character branch identifier under the ISO 9362 standard.
BIC breakdown (ISO 9362)
Head-office code: UTBIINBB
| Field | Value |
|---|---|
| Institution | PUNJAB NATIONAL BANK (E-UBI) |
| Country | India (IN) |
| Location Code | BB |
| Branch | KARIMGANJ BRANCH |
| Type | 11-character branch code (BIC11) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
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Related codes for this bank
Frequently asked questions
What bank does the SWIFT code UTBIINBBKGK belong to?
The SWIFT code UTBIINBBKGK identifies PUNJAB NATIONAL BANK (E-UBI) in KARIMGANJ, India. This branch code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code UTBIINBBKGK mean?
The 8 or 11 characters of UTBIINBBKGK are parsed as follows: characters 1-4 (UTBI) represent the bank code for PUNJAB NATIONAL BANK (E-UBI); characters 5-6 (IN) indicate the country code for India; characters 7-8 (BB) specify the location code; and the final characters (KGK) designate the specific branch.
Is the BIC code UTBIINBBKGK active on the SWIFT network?
Yes, the Business Identifier Code (BIC) UTBIINBBKGK is registered under ISO 9362 and is active for routing interbank messages. Location characters 'BB' designate it as a primary active participant.
Can I use the head office code UTBIINBB instead of UTBIINBBKGK?
Yes. The 8-character code UTBIINBB represents the primary headquarters of PUNJAB NATIONAL BANK (E-UBI). The 11-character code UTBIINBBKGK targets the specific branch directly. If the branch code is unknown, sending payments to UTBIINBB (or UTBIINBBXXX) will route them to the main head office.
What is the physical address of the bank registered to UTBIINBBKGK?
The physical address registered for UTBIINBBKGK is: STATION ROAD, 788701, KARIMGANJ, India. Verify this address matches your recipient's branch details before initiating a transaction.
What routing networks operate with the UTBIINBBKGK code in India?
The SWIFT code UTBIINBBKGK is used for international inbound wire transfers in India. Domestic wires route via IFSC codes; SWIFT is only for international inbound transactions.
Sources & References
- 🌐 ISO 9362: The official standard defining the Business Identifier Code (BIC) format guidelines.
- 🏢 SWIFT Registration Authority: The organization designated by ISO to register and publish BICs (swift.com).