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YESBINBI — YES BANK LIMITED

YESBINBI is the SWIFT/BIC code for YES BANK LIMITED in MUMBAI, India — an 8-character head-office code under ISO 9362.

BIC breakdown (ISO 9362)

Bank CodeYESBInstitution
CountryIN🇮🇳 India
LocationBILocation Code
BranchHead Office
Facts
FieldValue
InstitutionYES BANK LIMITED
CountryIndia (IN)
Location CodeBI
BranchNone
Type8-character head-office code (BIC8)

⚠️ Critical Money Transfer Warning (YMYL)

Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.

Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.

Verify YESBINBI in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →

Related codes for this bank

YESBINBBBBS · BHUBANESHWARYESBINBBCHN · CHENNAIYESBINBBDEL · DELHIYESBINAA · GANDHINAGARYESBINBB · MUMBAI

Frequently asked questions

What bank does the SWIFT code YESBINBI belong to?

The SWIFT code YESBINBI identifies YES BANK LIMITED in MUMBAI, India. This head office code is used for cross-border payments and SWIFT network routing.

What do the parts of the SWIFT code YESBINBI mean?

The 8 or 11 characters of YESBINBI are parsed as follows: characters 1-4 (YESB) represent the bank code for YES BANK LIMITED; characters 5-6 (IN) indicate the country code for India; characters 7-8 (BI) specify the location code; and the final characters (—) designate the specific branch.

Is YESBINBI a valid SWIFT/BIC code?

YESBINBI is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for YES BANK LIMITED in MUMBAI, India. Our directory records come from an open community compilation last updated in 2024, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.

What is the physical address of the bank registered to YESBINBI?

The physical address registered for YESBINBI is: 400001, MUMBAI, India. Verify this address matches your recipient's branch details before initiating a transaction.

What is the difference between an 8-character and an 11-character BIC?

An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to YESBINBI forms the conventional head-office branch suffix; both formats route validly on the network.

Can I use the head office code YESBINBI to reach any branch of YES BANK LIMITED?

Yes. YESBINBI is the primary 8-character head office code for YES BANK LIMITED. When a specific branch BIC is unknown, payments directed to YESBINBI (or YESBINBIXXX) route to the central head office for internal distribution.

Do I need an IBAN as well as YESBINBI?

SWIFT codes like YESBINBI identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.

What happens if I use the wrong SWIFT/BIC code?

Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.

How long does a payment using YESBINBI take to arrive?

International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.

Why does my payment need an intermediary or correspondent bank?

When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.

Is YESBINBI the same as a domestic clearing code in India?

No. YESBINBI is an international ISO 9362 SWIFT BIC. Domestic transfers in India clear through undefined under [object Object] oversight (primary currency: INR). SWIFT BICs route cross-border transactions.

How current is the information on this page?

This record is sourced from an open community BIC compilation (2024 vintage). For full data provenance, see our Data Sources Register.

What should I do before sending money to this bank?

Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.

Sources & References

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